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Equity Bank (Kenya) Limited

EazzySave Account

Bank savings account

A savings account you run on your phone or at the branch. You can save any time and still earn interest if you keep at least KSh 20,000.

Hear when this changes

The details that matter for this kind of plan

Minimum operating balance
No minimum operating balance.
Interest
Balances from KSh 20,000 earn interest; the bank does not publish the rate. Interest is paid annually.
Withdrawals
One free withdrawal each month; other withdrawal charges per the bank tariff guide (e.g. KSh 100 at the counter).
Monthly fees
Ledger fees Nil.

What does it cost you?

Admin chargeLedger/maintenance fee (per month)Nothing
Taken off each payment you makeyour deposits. Nothing is taken off the money you pay in — this account's charges are monthly and per transaction, and are listed aboveNothing

What if you stop paying?

There is no monthly fee. Your money stays in the account and you can add more later.

What if you need the money early?

You get one free withdrawal each month. Other withdrawals are charged as per the bank tariff.

Who this suits

It could work for you if

You want a simple account with no monthly charge and one free withdrawal a month.

Think twice if

You want a published interest rate you can compare now.

What they tell you

  • What is taken off the money you pay in?
    Nothing. They state there is no charge here.
  • Are all their charges published?
    Yes, every charge they mention has a figure against it.

Talk to them

Compared with the others

There are 25 other plans of this kind on the board. See all 26 side by side — what each one leaves you with, and which of them will not say.

What has changed here

  • 28 August 2026
    • Taken off each payment you make is now 0%, and was not published before

We started keeping this record in August 2026. Anything that changed before then is not here. The whole board's record.

What the documents actually say

Every figure above was read out of a document. These are the sentences, word for word, so you can check them rather than take our word for it.

Where we got this