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Equity Bank (Kenya) Limited

Jijenge Account

Bank savings account

A target savings account. You pay in at least KSh 300 a month toward a goal.

Hear when this changes

The details that matter for this kind of plan

Partial withdrawals
No partial withdrawal during the lock period.

How to open this

  • Open with KES 300
  • then KES 300 a month
  • locked in for 6 months

What does it cost you?

Admin chargeLedger/maintenance fee (per month)Nothing
Taken off each payment you makeyour deposits. Nothing is taken off the money you pay in — this account's charges are monthly and per transaction, and are listed aboveNothing

What if you stop paying?

The bank does not charge a monthly fee. Your savings stay in the account.

What if you need the money early?

You cannot withdraw part of the money during the lock period. Early closure terms are not published in the current tariff.

Who this suits

It could work for you if

You want a simple goal account and can save a set amount each month.

Think twice if

You may need the money before six months.

What they tell you

  • What is taken off the money you pay in?
    Nothing. They state there is no charge here.
  • What is the smallest amount you can start with?
    KES 300.
  • How long is your money tied up?
    6 months.
  • Are all their charges published?
    Yes, every charge they mention has a figure against it.

Talk to them

Compared with the others

There are 25 other plans of this kind on the board. See all 26 side by side — what each one leaves you with, and which of them will not say.

What has changed here

  • 28 August 2026
    • Taken off each payment you make is now 0%, and was not published before

We started keeping this record in August 2026. Anything that changed before then is not here. The whole board's record.

What the documents actually say

Every figure above was read out of a document. These are the sentences, word for word, so you can check them rather than take our word for it.

Where we got this