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I&M Holdings Ltd

I&M Savings Account

Bank savings account · Regulated by the CMA

A savings account you can open with any amount. It pays interest and has no monthly fee.

Hear when this changes

What does it cost you?

There are no separate charges. What you pay each month is the price of the cover.

What if you stop paying?

Nothing is due. Your money stays in the account and keeps earning interest.

What if you need the money early?

You can withdraw your money anytime with no penalty.

Who this suits

It could work for you if

You want a simple account with no fees and easy access to your money.

Think twice if

You need a fixed term or want to earn higher returns from longer-term investments.

What they tell you

  • Are all their charges published?
    They list no separate charges. What you pay is the price.
  • Do they say who regulates them?
    Yes — the CMA. That is who you complain to.

Talk to them

Compared with the others

There are 25 other plans of this kind on the board. See all 26 side by side — what each one leaves you with, and which of them will not say.

What the documents actually say

Every figure above was read out of a document. These are the sentences, word for word, so you can check them rather than take our word for it.

Where we got this