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Mwalimu National DT Sacco

Mwalimu National Sacco Membership

SACCO membership · Regulated by the SASRA

Kenya's largest teachers' Sacco, and the largest by assets. We re-read its whole site on 2026-09-29 and could not find one figure: no rate, no minimum, no fee, no annual report. Every page came back as a menu and a testimonial.

Hear when this changes

What to watch out for

  • Every page read on mwalimunational.coop on 2026-09-29 — homepage, membership, join, products, about, FAQs, downloads, publications, annual-reports — returned navigation, a cookie notice, a testimonial and a mission statement. No figure here is ours to state.
  • Mwalimu National is entry 89 on SASRA's 2026 register of licensed deposit-taking Saccos.

The details that matter for this kind of plan

Core Capital to Total Assets (CCA) 2025
13.96%
Core Capital to Total Deposits (CCD) 2025
18.85%
Institutional Capital to Total Assets (ICA) 2025
9.89%
External Borrowing to Total Assets 2025
3.40%
NPL Ratio 2025
2.42%

What if you stop paying?

Not readable on the site.

What if you need the money early?

Not readable on the site.

Who this suits

It could work for you if

You are a teacher and can get the terms from a branch. The website will not give them.

Think twice if

You want to read the terms before you walk in.

What they tell you

  • Do they say who regulates them?
    Yes — the SASRA. That is who you complain to.

Talk to them

Compared with the others

There are 222 other plans of this kind on the board. See all 223 side by side — what each one leaves you with, and which of them will not say.

What the documents actually say

Every figure above was read out of a document. These are the sentences, word for word, so you can check them rather than take our word for it.

Where we got this