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Mwalimu National DT Sacco

Mwalimu National Sacco Membership

SACCO membership · Regulated by the SASRA

What is this?

Kenya's largest teachers' Sacco, and the largest by assets. We could not read one figure off its site: no rate, no minimum, no fee. The pages came back as menus and a cookie notice.

The details that matter for this kind of plan

FiguresNone readable on its site when read — not rates, not minimums, not fees
Annual reportsIts annual-reports page lists none
LicenceEntry 89 on SASRA's 2026 register

What does it cost you?

Mwalimu National DT Sacco does not publish what it charges. We looked for 2 charges and found no figure for any of them:

  • · Not readable on the site when read.
  • · Not readable on the site when read.

What if you stop paying?

Not readable on the site.

What if you need the money early?

Not readable on the site.

Who this suits

It could work for you if

You are a teacher and can get the terms from a branch. The website will not give them.

Think twice if

You want to read the terms before you walk in.

How openly does this company explain its charges?

EWon't tell you what it costs4 of 12 answered
  • What do they charge you every year?
    Not readable on the site when read.
  • What is taken off the money you pay in?
    Not readable on the site when read.
  • What does it cost to get out early?
    No exit penalty is printed in the sources we checked.
  • What is the smallest amount you can start with?
    They do not publish a minimum. You have to ask an agent.
  • How long is your money tied up?
    They do not say how long you are tied in.
  • Is the advertised return before or after their charges?
    This product does not advertise a return.
  • Do they warn you the return is not guaranteed?
    This product does not advertise a return.
  • Do they tell you what you get back if you stop early?
    You get whatever your money is worth on the day. There is no schedule.
  • Do they list what is not covered?
    This is not insurance, so there is nothing to exclude.
  • Are all their charges published?
    No. 2 charges are mentioned without a figure.
  • Do they say who regulates them?
    Yes — the SASRA. That is who you complain to.

This grades how openly things are explained, not whether the plan is good or bad. See how we work it out.

Things to know before you sign

  • · Every page read on mwalimunational.coop returned navigation and a cookie notice and no content; the annual-reports page lists no reports; the by-laws download opens a page, not a file. No figure here is ours to state.
  • · Mwalimu National is entry 89 on SASRA's 2026 register of licensed deposit-taking Saccos.

Talk to them

Compared with the others

There are 17 other plans of this kind on the board. See all 18 side by side — what each one leaves you with, and which of them will not say.

Where we got this