Amref Sacco Membership
SACCO membership · Regulated by the SASRA
A cooperative where members save, take loans, and earn dividends on shares.
Hear when this changes
How to open this
- Open with KES 30,000
- then KES 3,000 a month
What does it cost you?
| Taken off each payment you makeinitial member deposit contribution | KES 2,000 |
|---|
What if you stop paying?
If you stop paying monthly deposits, your membership may be ended.
What if you need the money early?
If you withdraw early, you must give 60 days notice and may lose loan access.
Who this suits
Suits you if you work for an affiliated employer and want to save via payroll deduction.
Does not suit you if you cannot pay at least Ksh 3,000 each month or need instant access to your savings.
What they tell you
- What is taken off the money you pay in?KES 2,000, taken from initial member deposit contribution.
- What is the smallest amount you can start with?KES 3,000.
- Are all their charges published?Yes, every charge they mention has a figure against it.
- Do they say who regulates them?Yes — the SASRA. That is who you complain to.
Talk to them
- Website: amrefsacco.org
- Email: info@amrefsacco.org
- If something goes wrong, the SASRA is who supervises them.
Compared with the others
There are 222 other plans of this kind on the board. See all 223 side by side — what each one leaves you with, and which of them will not say.
What has changed here
- 10 September 2026
- Somebody read the company's own material only a regulator's listing → researched
- Taken off each payment you make is now KES 2,000, and was not published before
- Smallest lump sum to start is now KES 30,000, and was not published before
- Smallest monthly payment is now KES 3,000, and was not published before
We started keeping this record in August 2026. Anything that changed before then is not here. The whole board's record.
What the documents actually say
Every figure above was read out of a document. These are the sentences, word for word, so you can check them rather than take our word for it.
“- Pay a minimum of Ksh. 3,000 every month toward the member deposit account.”
“- Pay Ksh. 2,000 entrance fee which is deducted from the initial member deposit contribution.”
“- Pay the minimum share capital of Ksh 30,000.”
Where we got this
- SASRA: Sacco Supervision Annual Report 2024 — growth performance indicators for every regulated societythe regulatorRead on 2026-08-28
- AMREF SACCO Join Pagethe company itselfRead on 2026-09-10