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Barabara Regulated NWDT Sacco Society Limited

Barabara Sacco Membership

SACCO membership · Regulated by the SASRA

A savings society owned by its members. You save with it and can borrow. The money you pay in stays until you leave.

Hear when this changes

The details that matter for this kind of plan

Dividend declared 2023
18%
Dividend declared 2024
17%
Interest on deposits 2023
6%
Interest on deposits 2024
6%

How to open this

  • Open with KES 20,000
  • then KES 3,000 a month

What if you stop paying?

Your savings stay with the society. What happens next is set by its own rules, which it does not publish.

What if you need the money early?

You cannot take this money out while you are a member. You get it back when you leave.

Who this suits

It could work for you if

You want savings you cannot dip into, and the chance to borrow against them.

Think twice if

You may need the money back soon. It is locked while you are a member.

What they tell you

  • What is the smallest amount you can start with?
    KES 3,000.
  • Do they say who regulates them?
    Yes — the SASRA. That is who you complain to.

Talk to them

Compared with the others

There are 222 other plans of this kind on the board. See all 223 side by side — what each one leaves you with, and which of them will not say.

What has changed here

  • 10 September 2026
    • Somebody read the company's own material only a regulator's listing → researched
    • Smallest lump sum to start is now KES 20,000, and was not published before
    • Smallest monthly payment is now KES 3,000, and was not published before

We started keeping this record in August 2026. Anything that changed before then is not here. The whole board's record.

What the documents actually say

Every figure above was read out of a document. These are the sentences, word for word, so you can check them rather than take our word for it.

Where we got this