Bestrock Sacco Membership
SACCO membership · Regulated by the SASRA
A SACCO membership. You buy shares and save monthly. The shares earn dividends and you can borrow against your savings.
Hear when this changes
The details that matter for this kind of plan
- Minimum share capital
- KES 20,000, non-withdrawable but transferable
- Minimum monthly deposit
- KES 1,000 per month
- Notice to leave
- 60 days written notice required
- Benevolent fund
- KES 40,000 on death, KES 500 yearly contribution
- Licensed by
- SASRA, as a non-withdrawable deposit-taking society
How to open this
- Open with KES 20,000
- then KES 1,000 a month
What if you stop paying?
Your share capital stays with the society and may still earn dividends. You can stop monthly deposits, but the share capital remains locked.
What if you need the money early?
You give 60 days written notice. Your share capital is not refunded but can be transferred to another member. Monthly deposits are returned if you have no outstanding loans.
Who this suits
You want to save a small amount each month and borrow against your savings. You can lock up KES 20,000 in shares.
You need your money back quickly. The share capital is locked until you leave, and you must give 60 days notice.
What they tell you
- What is the smallest amount you can start with?KES 1,000.
- Do they say who regulates them?Yes — the SASRA. That is who you complain to.
Talk to them
- Website: bestrocksacco.co.ke
- Email: bestrock80@gmail.com
- If something goes wrong, the SASRA is who supervises them.
Compared with the others
There are 222 other plans of this kind on the board. See all 223 side by side — what each one leaves you with, and which of them will not say.
What has changed here
- 11 September 2026
- Somebody read the company's own material only a regulator's listing → researched
- Smallest monthly payment is now KES 1,000, and was not published before
- Smallest lump sum to start is now KES 20,000, and was not published before
We started keeping this record in August 2026. Anything that changed before then is not here. The whole board's record.
What the documents actually say
Every figure above was read out of a document. These are the sentences, word for word, so you can check them rather than take our word for it.
“Deposits: These are monthly contributions made by members, with a minimum requirement of Kshs. 1,000 per month.”
Bestrock Sacco FAQs — share capital, minimum deposits, benevolent fund, notice periodthe company itselfread 2026-09-11“Higher shares qualify for a higher multiplier; for example, a share capital of Kshs. 300,000 qualifies for a times 4 multiplier.”
Bestrock Sacco FAQs — share capital, minimum deposits, benevolent fund, notice periodthe company itselfread 2026-09-11“Share capital does not serve as loan security, and each member must meet the minimum requirement of Kshs. 20,000 (equivalent to 40 shares at KES 500 per share).”
Bestrock Sacco FAQs — share capital, minimum deposits, benevolent fund, notice periodthe company itselfread 2026-09-11“The minimum share capital for each member is Kshs. 20,000 which earns dividends for the member. This share capital is non withdrawable but transferable upon termination of membership.”
Bestrock Sacco homepage — about, membership eligibility, share capitalthe company itselfread 2026-09-11
Where we got this
- SASRA: Sacco Supervision Annual Report 2024 — growth performance indicators for every regulated societythe regulatorRead on 2026-08-28
- Bestrock Sacco homepage — about, membership eligibility, share capitalthe company itselfRead on 2026-09-11
- Bestrock Sacco FAQs — share capital, minimum deposits, benevolent fund, notice periodthe company itselfRead on 2026-09-11