Exams Sacco Membership
SACCO membership · Regulated by the SASRA
A savings society owned by its members. You save with it and can borrow. The money you pay in stays until you leave. To join you pay an entrance fee of Ksh 500 and buy at least Ksh 6,000 in shares.
Hear when this changes
The details that matter for this kind of plan
- Entrance fee
- Ksh 500 one-time
- Minimum share capital
- Ksh 6,000 (6 shares)
- Minimum monthly deposit
- Ksh 1,000
- SAYE savings interest
- 5% per annum (prorata)
How to open this
- then KES 1,000 a month
What does it cost you?
| Taken off each payment you makeone-time entrance fee | KES 500 |
|---|---|
| Taken off each payment you makeminimum share capital (6 shares) | KES 6,000 |
What if you stop paying?
Your savings stay with the society. What happens next is set by its own rules, which it does not publish.
What if you need the money early?
You cannot take this money out while you are a member. You get it back when you leave. The society does not publish a notice period.
Who this suits
You want savings you cannot dip into, and you want to borrow against them. You work at the Kenya National Examinations Council, or you are a spouse, child or nominee of a member.
You may need the money back soon. It is locked while you are a member. You do not work at KNEC or a related institution.
What they tell you
- What is taken off the money you pay in?KES 500, taken from one-time entrance fee.
- What is the smallest amount you can start with?KES 1,000.
- Are all their charges published?Yes, every charge they mention has a figure against it.
- Do they say who regulates them?Yes — the SASRA. That is who you complain to.
Talk to them
- Website: examssacco.com
- Email: info@examssacco.com
- If something goes wrong, the SASRA is who supervises them.
Compared with the others
There are 222 other plans of this kind on the board. See all 223 side by side — what each one leaves you with, and which of them will not say.
What has changed here
- 13 September 2026
- Somebody read the company's own material only a regulator's listing → researched
- Taken off each payment you make is now KES 500, and was not published before
- Taken off each payment you make KES 500 → KES 6,000
- Smallest monthly payment is now KES 1,000, and was not published before
We started keeping this record in August 2026. Anything that changed before then is not here. The whole board's record.
What the documents actually say
Every figure above was read out of a document. These are the sentences, word for word, so you can check them rather than take our word for it.
“Applicant shall be admitted to membership on being accepted by the majority vote of the management committee, but shall not qualify for the rights and privileges of a member until he/she has paid an entrance fee of Ksh 500 and paid in full for at least 6 shares of Kshs 6,000.”
Exams Sacco Membership page — eligibility, entrance fee and share capitalthe company itselfread 2026-09-13“The minimum monthly deposit contribution is Kes.1,000”
“The savings attract an annual interest rate of 5% per annum (prorata).”
Where we got this
- SASRA: Sacco Supervision Annual Report 2024 — growth performance indicators for every regulated societythe regulatorRead on 2026-08-28
- Exams Sacco homepage — products, savings and loan summarythe company itselfRead on 2026-09-13
- Exams Sacco Our Products page — minimum deposit and loan summarythe company itselfRead on 2026-09-13
- Read on 2026-09-13