Haco Sacco Membership
SACCO membership · Regulated by the SASRA
A savings cooperative where members save and borrow money. Members earn annual dividends.
Hear when this changes
The details that matter for this kind of plan
- What you save
- Deposits you cannot withdraw while a member
- Licensed by
- SASRA, as a non-withdrawable deposit-taking society
How to open this
- Open with KES 15,000
- then KES 2,000 a month
What does it cost you?
| Admin chargepaid upon joining | KES 1,000 |
|---|
What if you stop paying?
If you stop paying monthly deposits, you may not get loans. Your share capital may go to another member when you leave.
What if you need the money early?
If you leave the society, you can transfer your share capital to another member. You cannot take it as cash while a member.
Who this suits
You want to save each month, get low-cost loans, and earn yearly dividends.
You may need your money soon. You want a fixed interest rate.
What they tell you
- What is the smallest amount you can start with?KES 2,000.
- Are all their charges published?Yes, every charge they mention has a figure against it.
- Do they say who regulates them?Yes — the SASRA. That is who you complain to.
Talk to them
- Website: hacosacco.co.ke
- Email: info@hacosacco.co.ke
- If something goes wrong, the SASRA is who supervises them.
Compared with the others
There are 222 other plans of this kind on the board. See all 223 side by side — what each one leaves you with, and which of them will not say.
What has changed here
- 13 September 2026
- Somebody read the company's own material only a regulator's listing → researched
- Admin charge is now KES 1,000, and was not published before
- Smallest lump sum to start is now KES 15,000, and was not published before
- Smallest monthly payment is now KES 2,000, and was not published before
We started keeping this record in August 2026. Anything that changed before then is not here. The whole board's record.
What the documents actually say
Every figure above was read out of a document. These are the sentences, word for word, so you can check them rather than take our word for it.
“Minimum Monthly contributions Kshs. 2,000”
“Pay the Ksh 1,000 Registration Fee and Minimum Share Capital of Ksh 15,000 (can be paid in installments)”
Where we got this
- SASRA: Sacco Supervision Annual Report 2024 — growth performance indicators for every regulated societythe regulatorRead on 2026-08-28
- Haco Sacco Membership | 4 Reasons to Join & Investthe company itselfRead on 2026-09-13
- 7 Best Haco Sacco Products | Premium Loans & Savingsthe company itselfRead on 2026-09-13