Kemri Sacco Membership
SACCO membership · Regulated by the SASRA
A savings and credit co-operative society for KEMRI staff and others. You save monthly and can borrow. Your deposits are locked while you are a member.
Hear when this changes
The details that matter for this kind of plan
- Share capital
- KES 4,000 minimum, mandatory for all members, transferable but not withdrawable
- Minimum monthly deposit
- KES 2,000 for non-common bond members; 10% of basic pay for salaried members
- What you save
- Deposits you cannot withdraw while a member
- Licensed by
- SASRA, as a non-withdrawable deposit-taking society
How to open this
- Open with KES 4,000
- then KES 2,000 a month
What if you stop paying?
Your savings stay with the society. The site does not say what happens if you stop paying.
What if you need the money early?
You cannot take your deposits out while you are a member. You get them back when you leave.
Who this suits
You want savings you cannot dip into, and the chance to borrow against them.
You may need the money back soon. It is locked while you are a member.
What they tell you
- What is the smallest amount you can start with?KES 2,000.
- Do they say who regulates them?Yes — the SASRA. That is who you complain to.
Talk to them
- Website: kemrisacco.com
- Email: kemrisacco@yahoo.com
- If something goes wrong, the SASRA is who supervises them.
Compared with the others
There are 222 other plans of this kind on the board. See all 223 side by side — what each one leaves you with, and which of them will not say.
What has changed here
- 15 September 2026
- Somebody read the company's own material only a regulator's listing → researched
- Smallest lump sum to start is now KES 4,000, and was not published before
- Smallest monthly payment is now KES 2,000, and was not published before
We started keeping this record in August 2026. Anything that changed before then is not here. The whole board's record.
What the documents actually say
Every figure above was read out of a document. These are the sentences, word for word, so you can check them rather than take our word for it.
“Every member shall be required to contribute a minimum of Ksh. 4000 as a share contribution upon joining. This amount is mandatory for all members and can be transferable, but not withdrawable.”
KEMRI SACCO official website (archived) — membership, share capital, deposits, loans, and productsthe company itselfread 2026-09-15“Non-Common Bond Members: Minimum monthly contribution of KES 2,000”
KEMRI SACCO official website (archived) — membership, share capital, deposits, loans, and productsthe company itselfread 2026-09-15“Salaried Members: Minimum monthly contribution of 10% of basic pay”
KEMRI SACCO official website (archived) — membership, share capital, deposits, loans, and productsthe company itselfread 2026-09-15“The scheme offers members an opportunity to save monthly and build a deposit which is non-redrawable unless on termination of membership.”
KEMRI SACCO official website (archived) — membership, share capital, deposits, loans, and productsthe company itselfread 2026-09-15
Where we got this
- SASRA: Sacco Supervision Annual Report 2024 — growth performance indicators for every regulated societythe regulatorRead on 2026-08-28
- KEMRI SACCO official website (archived) — membership, share capital, deposits, loans, and productsthe company itselfRead on 2026-09-15