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Kentours Regulated NWDT Sacco Society Limited

Kentours Sacco Membership

SACCO membership · Regulated by the SASRA

A savings and credit co-operative society registered in 1984, regulated by SASRA as a non-withdrawable deposit-taking society. To join you must buy a minimum of 450 shares at Kshs. 20 each, costing Kshs. 9,000 in total, payable over 25 months.

Hear when this changes

What to watch out for

  • Minimum share capital: Kshs. 9,000 (450 shares at Kshs. 20 each), payable within 25 months of registration
  • No entry or registration fee is published on the society's website
  • No minimum monthly deposit is published for ordinary membership
  • No dividend rate is published for ordinary membership
  • Junior Savings: 6% per annum, minimum balance Kshs. 10,000, joining fee Kshs. 1,000, withdrawal fee Kshs. 100, max one withdrawal per six months
  • Jipange Saving: 6% per annum, minimum balance Kshs. 10,000, transaction fee Kshs. 100 per withdrawal, withholding tax at prevailing rate

The details that matter for this kind of plan

Minimum share capital
Kshs. 9,000 (450 shares at Kshs. 20 each), payable within 25 months of registration
Maximum shareholding
No single member can hold more than 20% of total fully paid-up share capital

How to open this

  • Open with KES 9,000
  • locked in for 25 months

What if you stop paying?

Your share capital stays with the society. What happens next is set by its own rules, which it does not publish on its website.

What if you need the money early?

You cannot take your share capital out while you are a member. You get it back when you leave the society.

Who this suits

It could work for you if

You want to save through a SACCO and may need a loan, and you can lock away Kshs. 9,000 in share capital over 25 months.

Think twice if

You may need your money back soon. The share capital is locked while you are a member, and the society publishes no entry fee, no minimum monthly deposit, and no dividend rate.

What they tell you

  • What is the smallest amount you can start with?
    KES 9,000.
  • How long is your money tied up?
    25 months.
  • Do they say who regulates them?
    Yes — the SASRA. That is who you complain to.

Talk to them

Compared with the others

There are 222 other plans of this kind on the board. See all 223 side by side — what each one leaves you with, and which of them will not say.

What has changed here

  • 15 September 2026
    • Somebody read the company's own material only a regulator's listing → researched
    • Smallest lump sum to start is now KES 9,000, and was not published before
    • How long your money is tied up is now 25 months, and was not published before

We started keeping this record in August 2026. Anything that changed before then is not here. The whole board's record.

What the documents actually say

Every figure above was read out of a document. These are the sentences, word for word, so you can check them rather than take our word for it.

Where we got this