Afya Sacco Membership
SACCO membership · Regulated by the SASRA
This is a member-owned SACCO. You save each month and can take out loans. SASRA regulates it.
Hear when this changes
What to watch out for
- Afya Sacco is licensed by SASRA as a deposit-taking SACCO.
- The SACCO publishes a KES 1,000 joining fee and minimum monthly deposits of KES 5,000 on its membership page.
The details that matter for this kind of plan
- Joining fee
- KES 1,000 one-off joining fee
- Minimum monthly deposits
- KES 5,000 per month
How to open this
- then KES 5,000 a month
What does it cost you?
| Taken off each payment you makeone-off registration | KES 1,000 |
|---|
What if you stop paying?
Your savings stay in your account. You might not get new loans if you stop paying each month.
What if you need the money early?
You get your savings back if you leave the SACCO. You must clear all your loans and guarantees first.
Who this suits
You want to save money each month, borrow against your savings, and earn a yearly payout.
You cannot save at least 5,000 shillings each month, or you need your money right away.
What they tell you
- What is taken off the money you pay in?KES 1,000, taken from one-off registration.
- What is the smallest amount you can start with?KES 5,000.
- Do they say who regulates them?Yes — the SASRA. That is who you complain to.
Talk to them
- Website: afyasacco.co.ke
- Email: info@afyasacco.com
- If something goes wrong, the SASRA is who supervises them.
Compared with the others
There are 222 other plans of this kind on the board. See all 223 side by side — what each one leaves you with, and which of them will not say.
What has changed here
- 24 August 2026
- Somebody read the company's own material only a regulator's listing → researched
- Smallest monthly payment is now KES 5,000, and was not published before
- Taken off each payment you make is now KES 1,000, and was not published before
We started keeping this record in August 2026. Anything that changed before then is not here. The whole board's record.
What the documents actually say
Every figure above was read out of a document. These are the sentences, word for word, so you can check them rather than take our word for it.
“Joining fee – Kshs. 1,000/=”
“Minimum Deposits – Kshs. 5,000/=”
“Listed as a deposit-taking SACCO by SASRA for 2026”
SASRA: list of licensed and authorised Sacco societies, FY ending 31 Dec 2026the regulatorread 2026-09-16
Where we got this
- Read on 2026-09-16
- Afya Sacco Membership Requirementsthe company itselfRead on 2026-08-24