PesaGuideKenyan savings & insurance

Borrow money

Compare what a loan actually costs — the fee, the rate, and the yearly figure lenders do not print.

10 plans

Vision SACCO Loans
Vision Regulated NWDT Sacco Society Limited
SACCO loan
Up to KES 8,000,000Minimum activity: 4 months of active contributing
Mikebe Sacco Membership
Mikebe Regulated NWDT Sacco Society Limited
SACCO membership
From KES 2,000/moMinimum monthly deposit: Kshs 2,000 per monthShare capital: Kshs 20,000 (1,000 shares @ Kshs 20 each)Membership card: Kshs 300 one-offExit notice: 60 days' notice requiredLoan qualification: After 6 months of consistent saving
Fuliza M-PESA
NCBA Bank Kenya PLC
App loan
Up to KES 70,000What it is: An overdraft, not a loan
KCB M-PESA Loan
KCB Bank Kenya
App loan
Up to KES 1,000,00030 days to repayTotal charge: 8.93% of the loan, once
Costs you
119% a year
on KES 5,000 for 30 days
M-Shwari Loan
NCBA Bank Kenya PLC
App loan
Up to KES 50,00030 days to repayTotal charge: 9% of the loan, once
Costs you
120% a year
on KES 5,000 for 30 days
Bestrock Sacco Membership
Bestrock Regulated NWDT Sacco Society Limited
SACCO membership
From KES 1,000/moKES 20,000, non-withdrawable but transferableMinimum monthly deposit: KES 1,000 per month
Masterways Sacco Membership
Masterways Regulated NWDT Sacco Society Limited
SACCO membership
From KES 3,250/moEntrance fee: KES 3,500KES 50,000 (2,500 shares at KES 20 each)Minimum monthly savings: KES 3,250Notice to leave: 3 months written noticeLoan multiple: Up to 3 or 4 times savings
Relief Sacco Membership
Relief Regulated NWDT Sacco Society Limited
SACCO membership
From KES 3,000/mo
Biashara Sacco Membership
Biashara Sacco Society Ltd
SACCO membership
Account opening fee: KES 300
Branch International Kenya
Branch International
App loan
Up to KES 1,000,000Yearly rate: 22% to 229% APR, set by Branch